moneytrac technology

Experience An Entirely Re-Defined Payment Network


the all-in-one payment platform


MoneyTrac’s software technologies were developed to streamline, enhance and improve the overall efficiency of electronic payment processing for enterprises operating in alternative or “high-risk” market sectors where financial services available to them are limited. 

MoneyTrac Technology has taken its combined 30 years of experience in the prepaid, processing, and business development space and applied it toward the creation of a new way to process payments.

“Payment processing and financial compliance for many legitimate businesses in alternative industries remains a significant challenge, particularly given the fact that many banks continue to view these businesses as 'high-risk' and in some cases, refuse to extend their services to them. We have gained a better understanding of the obstacles and impediments they are faced with from a payment processing standpoint, and as such, we truly believe that the our platform is a powerful solution that can help guide them through these challenges, while also solidifying their internal financial compliance responsibilities.”


-The MoneyTrac Management Team


Payment platform.png

payment platform software

MoneyTrac’s Payment Solution Platform solves the problems surrounding regulatory compliance and transactional processing and tracking within High-Risk Credit Industries.  The Platform’s capabilities have many ancillary features as well such as bill pay and loyalty, in addition to the following available features:


MoneyTrac offers a mobile Pin-Debit solution to reduce or entirely eliminate cash from businesses operating in high-risk and alternative industries. In addition the Payment Platform has the ability to service a closed loop, virtual currency, e-commerce type system functionality.


MoneyTrac through its affiliated partnerships has the ability to introduce a high risk merchant to an audited and fully compliant banking system to apply for bank accounts. In addition we have cash logistics options.


MoneyTrac Technology is the only company amongst its competitors offering a white-label payment software solution allowing for its clients to customize, and brand their payment platform to conform to their clients needs.


the technology

The MoneyTrac Technology platform is powered by software technology developed by Virtu Network Solutions and is backed by cutting-edge compliance features through MoneyTrac's joint venture with Compliance Financial Network.

In April of 2017, MoneyTrac executed an exclusive licensing agreement for the utilization of the Virtu Network Solutions software platform and has since configured it for full integration in it's own software platform.

Virtu Network Solutions is a provider of E-Wallet technology and e-banking financial solutions for companies operating within "alternative industries." Their technology platform is integrated with Compliance Financial Network (CFN) for tracking and compliance to help companies manage and control the flow of all revenue through their business. This compliance component provides companies with the security of knowing that all local and state regulatory standards are met and complied with, so they can operate at the most effective and efficient level possible. A


The Virtual Network Solutions platform is the most powerful, customizable, and extensible platform to manage any financial product, including but not limited to:

  • Core and Traditional Banking Products
  • Mobile, Web, and Bot Banking
  • Prepaid Card, Debit Card, and Credit Card Management. Including Mobile and Web Onboarding.
  • Mobile Wallets
  • Merchant Payment Processing. Including Cards and Mobile Payments (NFC, QRCode, SMS), Topups, and Withdrawals.
  • Biometric Payments and Authentication Management
  • Bill Payments and P2P Payments
  • International Remittances
  • Government Benefits Management
  • Loans Management
  • SWIFT / ACH / SEPA Payments

Virtual Network Solutions covers all the existing sales and card processing channels including physical facilities, mobile, the web, and platform to platform APIs.

To learn more about Virtu Network Solutions, please click the following link: VIRTU NETWORK SOLUTIONS



Our Compliance Features:

Integration with leading financial networks

The e-wallet platform can seamlessly interface into existing global financial networks, supporting electronic funds transfers to destinations within the United States, Canada, Europe, Asia-Pacific, The Caribbean and beyond.

Mobile application provisioning

Mobile Users can leverage a single, unified mobile payment platform that delivers a range of payment services, in multiple service delivery formats and currencies to countries worldwide. Mobile app capability includes but is not limited to Money Transfers, P2P payments, Bill payment, Mobile phone top-ups, payments with biometric authentication, and Donation  payments.

Extensive API suite

With our full API suite, you can easily integrate the platform into existing applications such as settlement networks, and commercial back-office solutions. Our APIs also let you select from batch or real-time processing methods.

Extremely User-friendly account management

The payment platform allows for individual and multi-user business accounts. From theend-user’s perspective, the platform provides a secure and private online account interface, e-WALLET / m-wallet, viewing of detailed transactional history and receipting, e-mail notifications, and a suite of consumer-friendly payment functions.

Real-time and Web-based

The payment platform functions in real-time and is accessible from a secure, web-based interface -- providing global access to payment services anywhere in the world, anytime.

Risk management, Compliance, KYC and auditing

The payment platform provides a centralized database for online payments, bill payments, improving risk management for all online transactions. It also includes an extensive set of internal fraud detection processes and 3rd party risk management services.

Supports industry-standard compliance and KYC (know-your customer) services to monitor, block and report suspicious transactions based on established rules, triggers, and anti-money laundering and terrorist financing blacklists (OFAC etc...) Such functionality can be configured on a regional and per-program basis, supporting global jurisdictions based on the financial services requirements.

Compliance regimes are easily managed through the platform’s extensive exception handling and audit capabilities, as well as reconciliation functions and reports.


Our platform provides on-demand transactional reporting of accounts. 

Messaging Alerts

Finally, the platform delivers extensive messaging capabilities to notify your end-customers via email, SMS and text messaging of financial transactions and account changes.

News & Updates